Homeowner Insurance Costs in Fayette County, IL
How much does homeowner insurance cost in Fayette County? Here's what to expect.
Est. Annual Premium
$613
Monthly Cost
$51
Median Home Value
$111,500
% of Income
1.2%
Typical Coverage Breakdown
Coverage Amounts
Dwelling (Coverage A)$111,500
Personal Property (C)$55,750
Liability (E)$300,000
Deductible$1,115
Cost Context
Homeownership Rate79.7%
Median Income$51,962
Property Tax Rate1.5%
Population21,464
About Insurance in Fayette County
Homeowner insurance in Fayette County, Illinois costs an estimated $613 per year for a median-value home of $111,500. This represents approximately 1.2% of the median household income of $51,962.
Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.
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