Homeowner Insurance Costs in Franklin County, IL
How much does homeowner insurance cost in Franklin County? Here's what to expect.
Est. Annual Premium
$481
Monthly Cost
$40
Median Home Value
$87,500
% of Income
0.9%
Typical Coverage Breakdown
Coverage Amounts
Dwelling (Coverage A)$87,500
Personal Property (C)$43,750
Liability (E)$300,000
Deductible$875
Cost Context
Homeownership Rate75.1%
Median Income$51,031
Property Tax Rate1.5%
Population37,810
About Insurance in Franklin County
Homeowner insurance in Franklin County, Illinois costs an estimated $481 per year for a median-value home of $87,500. This represents approximately 0.9% of the median household income of $51,031.
Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.
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