Homeowner Insurance Costs in Hamilton County, IL

How much does homeowner insurance cost in Hamilton County? Here's what to expect.

Est. Annual Premium

$552

Monthly Cost

$46

Median Home Value

$100,300

% of Income

0.9%

Typical Coverage Breakdown

Coverage Amounts

Dwelling (Coverage A)$100,300
Personal Property (C)$50,150
Liability (E)$300,000
Deductible$1,003

Cost Context

Homeownership Rate77.1%
Median Income$60,574
Property Tax Rate1.4%
Population8,008

About Insurance in Hamilton County

Homeowner insurance in Hamilton County, Illinois costs an estimated $552 per year for a median-value home of $100,300. This represents approximately 0.9% of the median household income of $60,574.

Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.

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Other Counties in Illinois

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Insurance Information Institute, state insurance departments. Estimates are county-level approximations. This is not insurance advice.