Homeowner Insurance Costs in Jersey County, IL
How much does homeowner insurance cost in Jersey County? Here's what to expect.
Est. Annual Premium
$890
Monthly Cost
$74
Median Home Value
$161,800
% of Income
1.1%
Typical Coverage Breakdown
Coverage Amounts
Dwelling (Coverage A)$161,800
Personal Property (C)$80,900
Liability (E)$300,000
Deductible$1,618
Cost Context
Homeownership Rate81.1%
Median Income$77,607
Property Tax Rate1.7%
Population21,462
About Insurance in Jersey County
Homeowner insurance in Jersey County, Illinois costs an estimated $890 per year for a median-value home of $161,800. This represents approximately 1.1% of the median household income of $77,607.
Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.
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