Homeowner Insurance Costs in McLean County, IL

How much does homeowner insurance cost in McLean County? Here's what to expect.

Est. Annual Premium

$1,052

Monthly Cost

$88

Median Home Value

$191,300

% of Income

1.4%

Typical Coverage Breakdown

Coverage Amounts

Dwelling (Coverage A)$191,300
Personal Property (C)$95,650
Liability (E)$300,000
Deductible$1,913

Cost Context

Homeownership Rate65.0%
Median Income$75,356
Property Tax Rate2.3%
Population171,284

About Insurance in McLean County

Homeowner insurance in McLean County, Illinois costs an estimated $1,052 per year for a median-value home of $191,300. This represents approximately 1.4% of the median household income of $75,356.

Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.

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Other Counties in Illinois

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Insurance Information Institute, state insurance departments. Estimates are county-level approximations. This is not insurance advice.