Homeowner Insurance Costs in Moultrie County, IL

How much does homeowner insurance cost in Moultrie County? Here's what to expect.

Est. Annual Premium

$640

Monthly Cost

$53

Median Home Value

$116,400

% of Income

0.9%

Typical Coverage Breakdown

Coverage Amounts

Dwelling (Coverage A)$116,400
Personal Property (C)$58,200
Liability (E)$300,000
Deductible$1,164

Cost Context

Homeownership Rate78.0%
Median Income$72,833
Property Tax Rate2.0%
Population14,531

About Insurance in Moultrie County

Homeowner insurance in Moultrie County, Illinois costs an estimated $640 per year for a median-value home of $116,400. This represents approximately 0.9% of the median household income of $72,833.

Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.

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Other Counties in Illinois

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Insurance Information Institute, state insurance departments. Estimates are county-level approximations. This is not insurance advice.