Homeowner Insurance Costs in Union County, IL
How much does homeowner insurance cost in Union County? Here's what to expect.
Est. Annual Premium
$711
Monthly Cost
$59
Median Home Value
$129,300
% of Income
1.3%
Typical Coverage Breakdown
Coverage Amounts
Dwelling (Coverage A)$129,300
Personal Property (C)$64,650
Liability (E)$300,000
Deductible$1,293
Cost Context
Homeownership Rate78.5%
Median Income$54,090
Property Tax Rate1.4%
Population17,122
About Insurance in Union County
Homeowner insurance in Union County, Illinois costs an estimated $711 per year for a median-value home of $129,300. This represents approximately 1.3% of the median household income of $54,090.
Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.
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