Homeowner Insurance Costs in Vermilion County, IL

How much does homeowner insurance cost in Vermilion County? Here's what to expect.

Est. Annual Premium

$500

Monthly Cost

$42

Median Home Value

$91,000

% of Income

0.9%

Typical Coverage Breakdown

Coverage Amounts

Dwelling (Coverage A)$91,000
Personal Property (C)$45,500
Liability (E)$300,000
Deductible$910

Cost Context

Homeownership Rate69.5%
Median Income$52,787
Property Tax Rate1.8%
Population74,113

About Insurance in Vermilion County

Homeowner insurance in Vermilion County, Illinois costs an estimated $500 per year for a median-value home of $91,000. This represents approximately 0.9% of the median household income of $52,787.

Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.

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Other Counties in Illinois

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Insurance Information Institute, state insurance departments. Estimates are county-level approximations. This is not insurance advice.