Homeowner Insurance Costs in Washington County, IL

How much does homeowner insurance cost in Washington County? Here's what to expect.

Est. Annual Premium

$809

Monthly Cost

$67

Median Home Value

$147,100

% of Income

1.1%

Typical Coverage Breakdown

Coverage Amounts

Dwelling (Coverage A)$147,100
Personal Property (C)$73,550
Liability (E)$300,000
Deductible$1,471

Cost Context

Homeownership Rate82.4%
Median Income$75,111
Property Tax Rate1.9%
Population13,781

About Insurance in Washington County

Homeowner insurance in Washington County, Illinois costs an estimated $809 per year for a median-value home of $147,100. This represents approximately 1.1% of the median household income of $75,111.

Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.

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Other Counties in Illinois

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Insurance Information Institute, state insurance departments. Estimates are county-level approximations. This is not insurance advice.