Homeowner Insurance Costs in Clay County, KS
How much does homeowner insurance cost in Clay County? Here's what to expect.
Est. Annual Premium
$751
Monthly Cost
$63
Median Home Value
$136,600
% of Income
1.3%
Typical Coverage Breakdown
Coverage Amounts
Dwelling (Coverage A)$136,600
Personal Property (C)$68,300
Liability (E)$300,000
Deductible$1,366
Cost Context
Homeownership Rate71.4%
Median Income$57,765
Property Tax Rate1.4%
Population8,088
About Insurance in Clay County
Homeowner insurance in Clay County, Kansas costs an estimated $751 per year for a median-value home of $136,600. This represents approximately 1.3% of the median household income of $57,765.
Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.
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