Homeowner Insurance Costs in Elk County, KS

How much does homeowner insurance cost in Elk County? Here's what to expect.

Est. Annual Premium

$314

Monthly Cost

$26

Median Home Value

$57,100

% of Income

0.6%

Typical Coverage Breakdown

Coverage Amounts

Dwelling (Coverage A)$57,100
Personal Property (C)$28,550
Liability (E)$300,000
Deductible$571

Cost Context

Homeownership Rate77.7%
Median Income$50,000
Property Tax Rate2.2%
Population2,453

About Insurance in Elk County

Homeowner insurance in Elk County, Kansas costs an estimated $314 per year for a median-value home of $57,100. This represents approximately 0.6% of the median household income of $50,000.

Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.

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Other Counties in Kansas

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Insurance Information Institute, state insurance departments. Estimates are county-level approximations. This is not insurance advice.