Homeowner Insurance Costs in Grant County, KS

How much does homeowner insurance cost in Grant County? Here's what to expect.

Est. Annual Premium

$813

Monthly Cost

$68

Median Home Value

$147,800

% of Income

1%

Typical Coverage Breakdown

Coverage Amounts

Dwelling (Coverage A)$147,800
Personal Property (C)$73,900
Liability (E)$300,000
Deductible$1,478

Cost Context

Homeownership Rate76.3%
Median Income$84,808
Property Tax Rate1.2%
Population7,336

About Insurance in Grant County

Homeowner insurance in Grant County, Kansas costs an estimated $813 per year for a median-value home of $147,800. This represents approximately 1% of the median household income of $84,808.

Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.

Calculate Your True Insurance Cost

Get a peril-by-peril risk analysis, coverage optimization, and premium comparison. Find out if you're over-insured, under-insured, or paying too much.

Start Free Analysis

Other Counties in Kansas

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Insurance Information Institute, state insurance departments. Estimates are county-level approximations. This is not insurance advice.