Homeowner Insurance Costs in Gray County, KS
How much does homeowner insurance cost in Gray County? Here's what to expect.
Est. Annual Premium
$893
Monthly Cost
$74
Median Home Value
$162,400
% of Income
1.2%
Typical Coverage Breakdown
Coverage Amounts
Dwelling (Coverage A)$162,400
Personal Property (C)$81,200
Liability (E)$300,000
Deductible$1,624
Cost Context
Homeownership Rate80.4%
Median Income$74,500
Property Tax Rate1.5%
Population5,719
About Insurance in Gray County
Homeowner insurance in Gray County, Kansas costs an estimated $893 per year for a median-value home of $162,400. This represents approximately 1.2% of the median household income of $74,500.
Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.
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