Homeowner Insurance Costs in Jefferson County, KS

How much does homeowner insurance cost in Jefferson County? Here's what to expect.

Est. Annual Premium

$1,062

Monthly Cost

$89

Median Home Value

$193,000

% of Income

1.4%

Typical Coverage Breakdown

Coverage Amounts

Dwelling (Coverage A)$193,000
Personal Property (C)$96,500
Liability (E)$300,000
Deductible$1,930

Cost Context

Homeownership Rate85.0%
Median Income$74,562
Property Tax Rate1.3%
Population18,387

About Insurance in Jefferson County

Homeowner insurance in Jefferson County, Kansas costs an estimated $1,062 per year for a median-value home of $193,000. This represents approximately 1.4% of the median household income of $74,562.

Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.

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Other Counties in Kansas

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Insurance Information Institute, state insurance departments. Estimates are county-level approximations. This is not insurance advice.