Homeowner Insurance Costs in Lincoln County, KS

How much does homeowner insurance cost in Lincoln County? Here's what to expect.

Est. Annual Premium

$518

Monthly Cost

$43

Median Home Value

$94,100

% of Income

1%

Typical Coverage Breakdown

Coverage Amounts

Dwelling (Coverage A)$94,100
Personal Property (C)$47,050
Liability (E)$300,000
Deductible$941

Cost Context

Homeownership Rate79.3%
Median Income$52,540
Property Tax Rate1.5%
Population2,929

About Insurance in Lincoln County

Homeowner insurance in Lincoln County, Kansas costs an estimated $518 per year for a median-value home of $94,100. This represents approximately 1% of the median household income of $52,540.

Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.

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Other Counties in Kansas

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Insurance Information Institute, state insurance departments. Estimates are county-level approximations. This is not insurance advice.