Homeowner Insurance Costs in Miami County, KS

How much does homeowner insurance cost in Miami County? Here's what to expect.

Est. Annual Premium

$1,392

Monthly Cost

$116

Median Home Value

$253,100

% of Income

1.6%

Typical Coverage Breakdown

Coverage Amounts

Dwelling (Coverage A)$253,100
Personal Property (C)$126,550
Liability (E)$300,000
Deductible$2,531

Cost Context

Homeownership Rate79.4%
Median Income$85,564
Property Tax Rate1.2%
Population34,312

About Insurance in Miami County

Homeowner insurance in Miami County, Kansas costs an estimated $1,392 per year for a median-value home of $253,100. This represents approximately 1.6% of the median household income of $85,564.

Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.

Calculate Your True Insurance Cost

Get a peril-by-peril risk analysis, coverage optimization, and premium comparison. Find out if you're over-insured, under-insured, or paying too much.

Start Free Analysis

Other Counties in Kansas

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Insurance Information Institute, state insurance departments. Estimates are county-level approximations. This is not insurance advice.