Homeowner Insurance Costs in Nemaha County, KS

How much does homeowner insurance cost in Nemaha County? Here's what to expect.

Est. Annual Premium

$960

Monthly Cost

$80

Median Home Value

$174,500

% of Income

1.3%

Typical Coverage Breakdown

Coverage Amounts

Dwelling (Coverage A)$174,500
Personal Property (C)$87,250
Liability (E)$300,000
Deductible$1,745

Cost Context

Homeownership Rate77.0%
Median Income$72,788
Property Tax Rate1.0%
Population10,219

About Insurance in Nemaha County

Homeowner insurance in Nemaha County, Kansas costs an estimated $960 per year for a median-value home of $174,500. This represents approximately 1.3% of the median household income of $72,788.

Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.

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Other Counties in Kansas

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Insurance Information Institute, state insurance departments. Estimates are county-level approximations. This is not insurance advice.