Homeowner Insurance Costs in Ottawa County, KS
How much does homeowner insurance cost in Ottawa County? Here's what to expect.
Est. Annual Premium
$868
Monthly Cost
$72
Median Home Value
$157,800
% of Income
1.2%
Typical Coverage Breakdown
Coverage Amounts
Dwelling (Coverage A)$157,800
Personal Property (C)$78,900
Liability (E)$300,000
Deductible$1,578
Cost Context
Homeownership Rate77.7%
Median Income$74,551
Property Tax Rate1.6%
Population5,768
About Insurance in Ottawa County
Homeowner insurance in Ottawa County, Kansas costs an estimated $868 per year for a median-value home of $157,800. This represents approximately 1.2% of the median household income of $74,551.
Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.
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