Homeowner Insurance Costs in Phillips County, KS
How much does homeowner insurance cost in Phillips County? Here's what to expect.
Est. Annual Premium
$525
Monthly Cost
$44
Median Home Value
$95,400
% of Income
0.9%
Typical Coverage Breakdown
Coverage Amounts
Dwelling (Coverage A)$95,400
Personal Property (C)$47,700
Liability (E)$300,000
Deductible$954
Cost Context
Homeownership Rate72.6%
Median Income$57,611
Property Tax Rate1.7%
Population4,960
About Insurance in Phillips County
Homeowner insurance in Phillips County, Kansas costs an estimated $525 per year for a median-value home of $95,400. This represents approximately 0.9% of the median household income of $57,611.
Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.
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