Homeowner Insurance Costs in Rice County, KS

How much does homeowner insurance cost in Rice County? Here's what to expect.

Est. Annual Premium

$482

Monthly Cost

$40

Median Home Value

$87,700

% of Income

0.8%

Typical Coverage Breakdown

Coverage Amounts

Dwelling (Coverage A)$87,700
Personal Property (C)$43,850
Liability (E)$300,000
Deductible$877

Cost Context

Homeownership Rate75.7%
Median Income$58,523
Property Tax Rate1.8%
Population9,441

About Insurance in Rice County

Homeowner insurance in Rice County, Kansas costs an estimated $482 per year for a median-value home of $87,700. This represents approximately 0.8% of the median household income of $58,523.

Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.

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Other Counties in Kansas

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Insurance Information Institute, state insurance departments. Estimates are county-level approximations. This is not insurance advice.