Homeowner Insurance Costs in Smith County, KS
How much does homeowner insurance cost in Smith County? Here's what to expect.
Est. Annual Premium
$461
Monthly Cost
$38
Median Home Value
$83,900
% of Income
0.9%
Typical Coverage Breakdown
Coverage Amounts
Dwelling (Coverage A)$83,900
Personal Property (C)$41,950
Liability (E)$300,000
Deductible$839
Cost Context
Homeownership Rate83.9%
Median Income$50,943
Property Tax Rate1.7%
Population3,561
About Insurance in Smith County
Homeowner insurance in Smith County, Kansas costs an estimated $461 per year for a median-value home of $83,900. This represents approximately 0.9% of the median household income of $50,943.
Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.
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