Homeowner Insurance Costs in Bell County, KY
How much does homeowner insurance cost in Bell County? Here's what to expect.
Est. Annual Premium
$422
Monthly Cost
$35
Median Home Value
$76,700
% of Income
1.3%
Typical Coverage Breakdown
Coverage Amounts
Dwelling (Coverage A)$76,700
Personal Property (C)$38,350
Liability (E)$300,000
Deductible$767
Cost Context
Homeownership Rate63.1%
Median Income$33,658
Property Tax Rate0.8%
Population24,248
About Insurance in Bell County
Homeowner insurance in Bell County, Kentucky costs an estimated $422 per year for a median-value home of $76,700. This represents approximately 1.3% of the median household income of $33,658.
Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.
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