Homeowner Insurance Costs in Boyd County, KY
How much does homeowner insurance cost in Boyd County? Here's what to expect.
Est. Annual Premium
$710
Monthly Cost
$59
Median Home Value
$129,000
% of Income
1.2%
Typical Coverage Breakdown
Coverage Amounts
Dwelling (Coverage A)$129,000
Personal Property (C)$64,500
Liability (E)$300,000
Deductible$1,290
Cost Context
Homeownership Rate68.9%
Median Income$58,327
Property Tax Rate1.0%
Population48,242
About Insurance in Boyd County
Homeowner insurance in Boyd County, Kentucky costs an estimated $710 per year for a median-value home of $129,000. This represents approximately 1.2% of the median household income of $58,327.
Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.
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