Homeowner Insurance Costs in Clark County, KY
How much does homeowner insurance cost in Clark County? Here's what to expect.
Est. Annual Premium
$1,008
Monthly Cost
$84
Median Home Value
$183,200
% of Income
1.6%
Typical Coverage Breakdown
Coverage Amounts
Dwelling (Coverage A)$183,200
Personal Property (C)$91,600
Liability (E)$300,000
Deductible$1,832
Cost Context
Homeownership Rate71.6%
Median Income$61,878
Property Tax Rate0.8%
Population36,897
About Insurance in Clark County
Homeowner insurance in Clark County, Kentucky costs an estimated $1,008 per year for a median-value home of $183,200. This represents approximately 1.6% of the median household income of $61,878.
Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.
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