Homeowner Insurance Costs in Clay County, KY
How much does homeowner insurance cost in Clay County? Here's what to expect.
Est. Annual Premium
$404
Monthly Cost
$34
Median Home Value
$73,500
% of Income
1.1%
Typical Coverage Breakdown
Coverage Amounts
Dwelling (Coverage A)$73,500
Personal Property (C)$36,750
Liability (E)$300,000
Deductible$735
Cost Context
Homeownership Rate74.7%
Median Income$37,888
Property Tax Rate0.8%
Population20,322
About Insurance in Clay County
Homeowner insurance in Clay County, Kentucky costs an estimated $404 per year for a median-value home of $73,500. This represents approximately 1.1% of the median household income of $37,888.
Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.
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