Homeowner Insurance Costs in Floyd County, KY
How much does homeowner insurance cost in Floyd County? Here's what to expect.
Est. Annual Premium
$494
Monthly Cost
$41
Median Home Value
$89,900
% of Income
1.3%
Typical Coverage Breakdown
Coverage Amounts
Dwelling (Coverage A)$89,900
Personal Property (C)$44,950
Liability (E)$300,000
Deductible$899
Cost Context
Homeownership Rate71.3%
Median Income$38,723
Property Tax Rate0.8%
Population35,780
About Insurance in Floyd County
Homeowner insurance in Floyd County, Kentucky costs an estimated $494 per year for a median-value home of $89,900. This represents approximately 1.3% of the median household income of $38,723.
Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.
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