Homeowner Insurance Costs in Garrard County, KY
How much does homeowner insurance cost in Garrard County? Here's what to expect.
Est. Annual Premium
$939
Monthly Cost
$78
Median Home Value
$170,800
% of Income
1.6%
Typical Coverage Breakdown
Coverage Amounts
Dwelling (Coverage A)$170,800
Personal Property (C)$85,400
Liability (E)$300,000
Deductible$1,708
Cost Context
Homeownership Rate80.9%
Median Income$58,263
Property Tax Rate0.8%
Population17,175
About Insurance in Garrard County
Homeowner insurance in Garrard County, Kentucky costs an estimated $939 per year for a median-value home of $170,800. This represents approximately 1.6% of the median household income of $58,263.
Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.
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