Homeowner Insurance Costs in Laurel County, KY
How much does homeowner insurance cost in Laurel County? Here's what to expect.
Est. Annual Premium
$777
Monthly Cost
$65
Median Home Value
$141,300
% of Income
1.4%
Typical Coverage Breakdown
Coverage Amounts
Dwelling (Coverage A)$141,300
Personal Property (C)$70,650
Liability (E)$300,000
Deductible$1,413
Cost Context
Homeownership Rate71.2%
Median Income$53,693
Property Tax Rate0.6%
Population62,442
About Insurance in Laurel County
Homeowner insurance in Laurel County, Kentucky costs an estimated $777 per year for a median-value home of $141,300. This represents approximately 1.4% of the median household income of $53,693.
Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.
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