Homeowner Insurance Costs in McLean County, KY
How much does homeowner insurance cost in McLean County? Here's what to expect.
Est. Annual Premium
$767
Monthly Cost
$64
Median Home Value
$139,400
% of Income
1.2%
Typical Coverage Breakdown
Coverage Amounts
Dwelling (Coverage A)$139,400
Personal Property (C)$69,700
Liability (E)$300,000
Deductible$1,394
Cost Context
Homeownership Rate80.4%
Median Income$64,020
Property Tax Rate0.7%
Population9,173
About Insurance in McLean County
Homeowner insurance in McLean County, Kentucky costs an estimated $767 per year for a median-value home of $139,400. This represents approximately 1.2% of the median household income of $64,020.
Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.
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