Homeowner Insurance Costs in Metcalfe County, KY
How much does homeowner insurance cost in Metcalfe County? Here's what to expect.
Est. Annual Premium
$523
Monthly Cost
$44
Median Home Value
$95,100
% of Income
1.1%
Typical Coverage Breakdown
Coverage Amounts
Dwelling (Coverage A)$95,100
Personal Property (C)$47,550
Liability (E)$300,000
Deductible$951
Cost Context
Homeownership Rate77.8%
Median Income$46,932
Property Tax Rate0.7%
Population10,313
About Insurance in Metcalfe County
Homeowner insurance in Metcalfe County, Kentucky costs an estimated $523 per year for a median-value home of $95,100. This represents approximately 1.1% of the median household income of $46,932.
Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.
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