Homeowner Insurance Costs in Monroe County, KY
How much does homeowner insurance cost in Monroe County? Here's what to expect.
Est. Annual Premium
$626
Monthly Cost
$52
Median Home Value
$113,900
% of Income
1.3%
Typical Coverage Breakdown
Coverage Amounts
Dwelling (Coverage A)$113,900
Personal Property (C)$56,950
Liability (E)$300,000
Deductible$1,139
Cost Context
Homeownership Rate71.0%
Median Income$47,252
Property Tax Rate0.7%
Population11,331
About Insurance in Monroe County
Homeowner insurance in Monroe County, Kentucky costs an estimated $626 per year for a median-value home of $113,900. This represents approximately 1.3% of the median household income of $47,252.
Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.
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