Homeowner Insurance Costs in Powell County, KY
How much does homeowner insurance cost in Powell County? Here's what to expect.
Est. Annual Premium
$679
Monthly Cost
$57
Median Home Value
$123,400
% of Income
1.8%
Typical Coverage Breakdown
Coverage Amounts
Dwelling (Coverage A)$123,400
Personal Property (C)$61,700
Liability (E)$300,000
Deductible$1,234
Cost Context
Homeownership Rate68.1%
Median Income$38,415
Property Tax Rate0.7%
Population13,089
About Insurance in Powell County
Homeowner insurance in Powell County, Kentucky costs an estimated $679 per year for a median-value home of $123,400. This represents approximately 1.8% of the median household income of $38,415.
Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.
Calculate Your True Insurance Cost
Get a peril-by-peril risk analysis, coverage optimization, and premium comparison. Find out if you're over-insured, under-insured, or paying too much.
Start Free Analysis