Homeowner Insurance Costs in Simpson County, KY
How much does homeowner insurance cost in Simpson County? Here's what to expect.
Est. Annual Premium
$982
Monthly Cost
$82
Median Home Value
$178,600
% of Income
1.8%
Typical Coverage Breakdown
Coverage Amounts
Dwelling (Coverage A)$178,600
Personal Property (C)$89,300
Liability (E)$300,000
Deductible$1,786
Cost Context
Homeownership Rate65.7%
Median Income$55,907
Property Tax Rate0.7%
Population19,574
About Insurance in Simpson County
Homeowner insurance in Simpson County, Kentucky costs an estimated $982 per year for a median-value home of $178,600. This represents approximately 1.8% of the median household income of $55,907.
Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.
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