Homeowner Insurance Costs in Middlesex County, MA

How much does homeowner insurance cost in Middlesex County? Here's what to expect.

Est. Annual Premium

$3,599

Monthly Cost

$300

Median Home Value

$654,300

% of Income

3%

Typical Coverage Breakdown

Coverage Amounts

Dwelling (Coverage A)$654,300
Personal Property (C)$327,150
Liability (E)$300,000
Deductible$6,543

Cost Context

Homeownership Rate61.5%
Median Income$121,304
Property Tax Rate1.1%
Population1,623,109

About Insurance in Middlesex County

Homeowner insurance in Middlesex County, Massachusetts costs an estimated $3,599 per year for a median-value home of $654,300. This represents approximately 3% of the median household income of $121,304.

Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.

Calculate Your True Insurance Cost

Get a peril-by-peril risk analysis, coverage optimization, and premium comparison. Find out if you're over-insured, under-insured, or paying too much.

Start Free Analysis

Other Counties in Massachusetts

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Insurance Information Institute, state insurance departments. Estimates are county-level approximations. This is not insurance advice.