Homeowner Insurance Costs in Suffolk County, MA

How much does homeowner insurance cost in Suffolk County? Here's what to expect.

Est. Annual Premium

$3,580

Monthly Cost

$298

Median Home Value

$650,900

% of Income

4.1%

Typical Coverage Breakdown

Coverage Amounts

Dwelling (Coverage A)$650,900
Personal Property (C)$325,450
Liability (E)$300,000
Deductible$6,509

Cost Context

Homeownership Rate36.2%
Median Income$87,669
Property Tax Rate0.7%
Population785,443

About Insurance in Suffolk County

Homeowner insurance in Suffolk County, Massachusetts costs an estimated $3,580 per year for a median-value home of $650,900. This represents approximately 4.1% of the median household income of $87,669.

Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.

Calculate Your True Insurance Cost

Get a peril-by-peril risk analysis, coverage optimization, and premium comparison. Find out if you're over-insured, under-insured, or paying too much.

Start Free Analysis

Other Counties in Massachusetts

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Insurance Information Institute, state insurance departments. Estimates are county-level approximations. This is not insurance advice.