Homeowner Insurance Costs in Carroll County, MD

How much does homeowner insurance cost in Carroll County? Here's what to expect.

Est. Annual Premium

$2,146

Monthly Cost

$179

Median Home Value

$390,200

% of Income

1.9%

Typical Coverage Breakdown

Coverage Amounts

Dwelling (Coverage A)$390,200
Personal Property (C)$195,100
Liability (E)$300,000
Deductible$3,902

Cost Context

Homeownership Rate83.0%
Median Income$111,672
Property Tax Rate1.0%
Population173,225

About Insurance in Carroll County

Homeowner insurance in Carroll County, Maryland costs an estimated $2,146 per year for a median-value home of $390,200. This represents approximately 1.9% of the median household income of $111,672.

Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.

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Other Counties in Maryland

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Insurance Information Institute, state insurance departments. Estimates are county-level approximations. This is not insurance advice.