Homeowner Insurance Costs in Prince George's County, MD

How much does homeowner insurance cost in Prince George's County? Here's what to expect.

Est. Annual Premium

$2,093

Monthly Cost

$174

Median Home Value

$380,500

% of Income

2.1%

Typical Coverage Breakdown

Coverage Amounts

Dwelling (Coverage A)$380,500
Personal Property (C)$190,250
Liability (E)$300,000
Deductible$3,805

Cost Context

Homeownership Rate62.4%
Median Income$97,935
Property Tax Rate1.2%
Population957,189

About Insurance in Prince George's County

Homeowner insurance in Prince George's County, Maryland costs an estimated $2,093 per year for a median-value home of $380,500. This represents approximately 2.1% of the median household income of $97,935.

Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.

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Other Counties in Maryland

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Insurance Information Institute, state insurance departments. Estimates are county-level approximations. This is not insurance advice.