Homeowner Insurance Costs in Cecil County, MD

How much does homeowner insurance cost in Cecil County? Here's what to expect.

Est. Annual Premium

$1,609

Monthly Cost

$134

Median Home Value

$292,500

% of Income

1.9%

Typical Coverage Breakdown

Coverage Amounts

Dwelling (Coverage A)$292,500
Personal Property (C)$146,250
Liability (E)$300,000
Deductible$2,925

Cost Context

Homeownership Rate75.1%
Median Income$86,869
Property Tax Rate1.0%
Population103,876

About Insurance in Cecil County

Homeowner insurance in Cecil County, Maryland costs an estimated $1,609 per year for a median-value home of $292,500. This represents approximately 1.9% of the median household income of $86,869.

Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.

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Other Counties in Maryland

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Insurance Information Institute, state insurance departments. Estimates are county-level approximations. This is not insurance advice.