Homeowner Insurance Costs in Garrett County, MD

How much does homeowner insurance cost in Garrett County? Here's what to expect.

Est. Annual Premium

$1,211

Monthly Cost

$101

Median Home Value

$220,100

% of Income

1.9%

Typical Coverage Breakdown

Coverage Amounts

Dwelling (Coverage A)$220,100
Personal Property (C)$110,050
Liability (E)$300,000
Deductible$2,201

Cost Context

Homeownership Rate80.1%
Median Income$64,447
Property Tax Rate0.8%
Population28,856

About Insurance in Garrett County

Homeowner insurance in Garrett County, Maryland costs an estimated $1,211 per year for a median-value home of $220,100. This represents approximately 1.9% of the median household income of $64,447.

Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.

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Other Counties in Maryland

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Insurance Information Institute, state insurance departments. Estimates are county-level approximations. This is not insurance advice.