Homeowner Insurance Costs in Kent County, MD

How much does homeowner insurance cost in Kent County? Here's what to expect.

Est. Annual Premium

$1,605

Monthly Cost

$134

Median Home Value

$291,900

% of Income

2.2%

Typical Coverage Breakdown

Coverage Amounts

Dwelling (Coverage A)$291,900
Personal Property (C)$145,950
Liability (E)$300,000
Deductible$2,919

Cost Context

Homeownership Rate69.8%
Median Income$71,635
Property Tax Rate1.0%
Population19,289

About Insurance in Kent County

Homeowner insurance in Kent County, Maryland costs an estimated $1,605 per year for a median-value home of $291,900. This represents approximately 2.2% of the median household income of $71,635.

Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.

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Other Counties in Maryland

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Insurance Information Institute, state insurance departments. Estimates are county-level approximations. This is not insurance advice.