Homeowner Insurance Costs in St. Mary's County, MD
How much does homeowner insurance cost in St. Mary's County? Here's what to expect.
Est. Annual Premium
$2,073
Monthly Cost
$173
Median Home Value
$376,900
% of Income
1.8%
Typical Coverage Breakdown
Coverage Amounts
Cost Context
About Insurance in St. Mary's County
Homeowner insurance in St. Mary's County, Maryland costs an estimated $2,073 per year for a median-value home of $376,900. This represents approximately 1.8% of the median household income of $113,668.
Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.
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