Homeowner Insurance Costs in Talbot County, MD

How much does homeowner insurance cost in Talbot County? Here's what to expect.

Est. Annual Premium

$2,101

Monthly Cost

$175

Median Home Value

$382,000

% of Income

2.6%

Typical Coverage Breakdown

Coverage Amounts

Dwelling (Coverage A)$382,000
Personal Property (C)$191,000
Liability (E)$300,000
Deductible$3,820

Cost Context

Homeownership Rate72.9%
Median Income$81,667
Property Tax Rate0.7%
Population37,663

About Insurance in Talbot County

Homeowner insurance in Talbot County, Maryland costs an estimated $2,101 per year for a median-value home of $382,000. This represents approximately 2.6% of the median household income of $81,667.

Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.

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Other Counties in Maryland

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Insurance Information Institute, state insurance departments. Estimates are county-level approximations. This is not insurance advice.