Homeowner Insurance Costs in Washington County, MD

How much does homeowner insurance cost in Washington County? Here's what to expect.

Est. Annual Premium

$1,443

Monthly Cost

$120

Median Home Value

$262,400

% of Income

2%

Typical Coverage Breakdown

Coverage Amounts

Dwelling (Coverage A)$262,400
Personal Property (C)$131,200
Liability (E)$300,000
Deductible$2,624

Cost Context

Homeownership Rate65.4%
Median Income$73,017
Property Tax Rate0.9%
Population154,645

About Insurance in Washington County

Homeowner insurance in Washington County, Maryland costs an estimated $1,443 per year for a median-value home of $262,400. This represents approximately 2% of the median household income of $73,017.

Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.

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Other Counties in Maryland

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Insurance Information Institute, state insurance departments. Estimates are county-level approximations. This is not insurance advice.