Homeowner Insurance Costs in Wicomico County, MD

How much does homeowner insurance cost in Wicomico County? Here's what to expect.

Est. Annual Premium

$1,248

Monthly Cost

$104

Median Home Value

$226,900

% of Income

1.8%

Typical Coverage Breakdown

Coverage Amounts

Dwelling (Coverage A)$226,900
Personal Property (C)$113,450
Liability (E)$300,000
Deductible$2,269

Cost Context

Homeownership Rate59.7%
Median Income$69,421
Property Tax Rate0.9%
Population103,815

About Insurance in Wicomico County

Homeowner insurance in Wicomico County, Maryland costs an estimated $1,248 per year for a median-value home of $226,900. This represents approximately 1.8% of the median household income of $69,421.

Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.

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Other Counties in Maryland

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Insurance Information Institute, state insurance departments. Estimates are county-level approximations. This is not insurance advice.