Homeowner Insurance Costs in Worcester County, MD

How much does homeowner insurance cost in Worcester County? Here's what to expect.

Est. Annual Premium

$1,707

Monthly Cost

$142

Median Home Value

$310,300

% of Income

2.2%

Typical Coverage Breakdown

Coverage Amounts

Dwelling (Coverage A)$310,300
Personal Property (C)$155,150
Liability (E)$300,000
Deductible$3,103

Cost Context

Homeownership Rate76.6%
Median Income$76,689
Property Tax Rate0.8%
Population52,827

About Insurance in Worcester County

Homeowner insurance in Worcester County, Maryland costs an estimated $1,707 per year for a median-value home of $310,300. This represents approximately 2.2% of the median household income of $76,689.

Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.

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Other Counties in Maryland

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Insurance Information Institute, state insurance departments. Estimates are county-level approximations. This is not insurance advice.