Homeowner Insurance Costs in Franklin County, ME

How much does homeowner insurance cost in Franklin County? Here's what to expect.

Est. Annual Premium

$938

Monthly Cost

$78

Median Home Value

$170,600

% of Income

1.6%

Typical Coverage Breakdown

Coverage Amounts

Dwelling (Coverage A)$170,600
Personal Property (C)$85,300
Liability (E)$300,000
Deductible$1,706

Cost Context

Homeownership Rate75.7%
Median Income$56,890
Property Tax Rate1.1%
Population29,839

About Insurance in Franklin County

Homeowner insurance in Franklin County, Maine costs an estimated $938 per year for a median-value home of $170,600. This represents approximately 1.6% of the median household income of $56,890.

Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.

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Other Counties in Maine

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Insurance Information Institute, state insurance departments. Estimates are county-level approximations. This is not insurance advice.