Homeowner Insurance Costs in York County, ME

How much does homeowner insurance cost in York County? Here's what to expect.

Est. Annual Premium

$1,779

Monthly Cost

$148

Median Home Value

$323,500

% of Income

2.2%

Typical Coverage Breakdown

Coverage Amounts

Dwelling (Coverage A)$323,500
Personal Property (C)$161,750
Liability (E)$300,000
Deductible$3,235

Cost Context

Homeownership Rate75.1%
Median Income$79,743
Property Tax Rate1.1%
Population212,691

About Insurance in York County

Homeowner insurance in York County, Maine costs an estimated $1,779 per year for a median-value home of $323,500. This represents approximately 2.2% of the median household income of $79,743.

Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.

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Other Counties in Maine

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Insurance Information Institute, state insurance departments. Estimates are county-level approximations. This is not insurance advice.