Homeowner Insurance Costs in Somerset County, ME
How much does homeowner insurance cost in Somerset County? Here's what to expect.
Est. Annual Premium
$828
Monthly Cost
$69
Median Home Value
$150,500
% of Income
1.5%
Typical Coverage Breakdown
Coverage Amounts
Dwelling (Coverage A)$150,500
Personal Property (C)$75,250
Liability (E)$300,000
Deductible$1,505
Cost Context
Homeownership Rate76.8%
Median Income$53,527
Property Tax Rate1.2%
Population50,656
About Insurance in Somerset County
Homeowner insurance in Somerset County, Maine costs an estimated $828 per year for a median-value home of $150,500. This represents approximately 1.5% of the median household income of $53,527.
Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.
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