Homeowner Insurance Costs in Genesee County, MI
How much does homeowner insurance cost in Genesee County? Here's what to expect.
Est. Annual Premium
$871
Monthly Cost
$73
Median Home Value
$158,400
% of Income
1.5%
Typical Coverage Breakdown
Coverage Amounts
Dwelling (Coverage A)$158,400
Personal Property (C)$79,200
Liability (E)$300,000
Deductible$1,584
Cost Context
Homeownership Rate70.4%
Median Income$58,594
Property Tax Rate1.5%
Population405,280
About Insurance in Genesee County
Homeowner insurance in Genesee County, Michigan costs an estimated $871 per year for a median-value home of $158,400. This represents approximately 1.5% of the median household income of $58,594.
Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.
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