Homeowner Insurance Costs in Washtenaw County, MI

How much does homeowner insurance cost in Washtenaw County? Here's what to expect.

Est. Annual Premium

$1,850

Monthly Cost

$154

Median Home Value

$336,300

% of Income

2.2%

Typical Coverage Breakdown

Coverage Amounts

Dwelling (Coverage A)$336,300
Personal Property (C)$168,150
Liability (E)$300,000
Deductible$3,363

Cost Context

Homeownership Rate61.2%
Median Income$84,245
Property Tax Rate1.6%
Population370,231

About Insurance in Washtenaw County

Homeowner insurance in Washtenaw County, Michigan costs an estimated $1,850 per year for a median-value home of $336,300. This represents approximately 2.2% of the median household income of $84,245.

Actual premiums depend on your home's age, construction type, claims history, credit score, proximity to fire stations, and specific peril exposures. Use our calculator for a personalized total cost of risk analysis with peril-by-peril breakdown.

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Other Counties in Michigan

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: Insurance Information Institute, state insurance departments. Estimates are county-level approximations. This is not insurance advice.